Therapy-Informed Financial Planning™: Where Finance Meets Emotional Insight

Welcome to a new way of working with money — one that honors both the numbers and the nervous system.

If you've ever felt like financial advice alone doesn’t go deep enough, you're not alone. Many of the clients we serve — therapists, entrepreneurs, financial professionals, and growth-minded couples — come to us because they’ve tried traditional planning approaches. Some have succeeded outwardly, yet still feel stuck, conflicted, or disconnected when it comes to their money.

Therapy-Informed Financial Planning™ is our answer to that. It’s where the power of emotional insight meets the clarity of financial strategy.

What Is Therapy-Informed Financial Planning™?

Fee-Only Financial Planning + Financial Therapy + Couples Therapy = Therapy-Informed Financial Planning™

This unique approach blends the healing lens of therapy with the structure of financial planning. We don’t just crunch numbers — we make space for the emotions, stories, and relationship dynamics that often shape your financial life more than any spreadsheet ever could.

In our work together, it’s common for emotions to surface — grief over missed opportunities, shame from past decisions, anxiety about the future. These aren’t signs that something is wrong — they’re signs you’re becoming more integrated and aware. And when emotions have room to be felt, real change becomes possible.

Why Emotions Belong in Financial Planning

Think of Therapy-Informed Financial Planning like tending to both the roots and the branches of a tree. Traditional planning focuses on the outer growth income, investments, and retirement. But without addressing the deeper emotional roots your attachment style, family history, mental health, and personal narratives about money your progress may feel brittle or unsustainable.

Sometimes, before we can pursue goals, we need to feel grounded, safe, and connected with ourselves and with each other. That’s why our planning process begins with curiosity, compassion, and deep listening. It’s not just about “getting it right” it’s about creating a financial life that reflects your values, your healing, and your wholeness.

Who Is Therapy-Informed Financial Planning™ For?

Therapy-Informed Financial Planning is ideal for:

• Couples who struggle to talk about money, especially when there’s emotional tension, avoidance, or power struggles.

• Therapists and financial professionals who help others but feel stuck in their own financial lives or relationships.

• Busy entrepreneurs and professionals who feel the pressure of success but lack time or clarity at home.

• First-generation wealth builders who feel caught between two worlds — gratitude and guilt, success and survivor’s syndrome.

• Individuals healing from trauma or dysfunctional family patterns who want a planner who understands the emotional journey.

• Engaged or newly married couples preparing to merge finances and values in a way that honors both partners’ backgrounds.

If you’ve benefited from therapy and now want to integrate that healing into your financial life, this approach was made for you.

What Makes This Different?

We’re not interested in shaming you into action or throwing generic goals at your complex life. Instead, we build a safe, nurturing, and supportive environment where you and your partner (or just you) can explore what’s really going on beneath the surface of your bank account.

This approach is rooted in:

• Attachment theory

• Relational neuroscience

• Financial planning best practices

• Therapy-informed communication skills

• A deep respect for your lived experience

FAQs About Therapy-Informed Financial Planning™

❓ Can Therapy-Informed Financial Planning™ Replace Therapy?

No. While our process is deeply informed by therapeutic principles, it is not a substitute for mental health counseling. We often collaborate with clients’ therapists and will gladly refer you to trusted professionals if deeper clinical support is needed.

💰 How Much Does It Cost?

We use a tiered, flat-fee-only pricing model. No commissions, no product sales — just transparent, values-aligned pricing. You can view our current fee structure here.

📅 How Often Will We Meet?

In the first year, we typically meet 8–12 times, depending on your needs. After that, most clients continue with quarterly meetings, though we offer flexibility as your life evolves.

📂 What Topics Do You Cover?

We look at both the external and internal dimensions of money:

External Planning Topics:

• Cashflow & Spending Plans

• Investments & Retirement

• Tax Strategies

• Insurance Coverage

• Estate Planning

• Education Funding

Internal Financial Psychology Topics:

• Money & Emotions

• Communication Patterns

• Attachment Styles

• Trauma & Financial Behavior

• Identity & Class Experience

• Family of Origin Dynamics

• Life Transitions & Meaning

• Brain Science & Decision-Making

📈 Will You Manage My Investments?

Yes, we offer investment management as part of our comprehensive planning service. Alternatively, if you prefer to self-manage, we can provide support through coaching and strategy.

More importantly, we’ll help you explore your relationship with investing, how you think about risk, control, identity, and legacy, so that your investment strategy aligns with your emotional and relational life.

You Deserve a Financial Plan That Feels Like Home

Whether you’ve avoided looking at your finances or you’ve mastered spreadsheets but feel relationally off-track, Therapy-Informed Financial Planning™ is here to help you reconnect, realign, and move forward with clarity and confidence.

This is not just about money. It’s about meaning and what kind of life you want to build from here.

Ready to Learn More?

Let’s schedule a time to talk. No pressure. Just a thoughtful conversation to explore what support might be right for you.

👉 Book a Free 30-Minute Discovery Call

With warmth and hope,
Ed Coambs, MBA, MA, MS, CFP®, CFT-I™, LMFT
Founder of Healthy Love and Money

Bonus: Curious About Your Attachment Style?

Take our free quiz and learn how your attachment style shapes your relationship with money, love, and life.
👉 Take the Attachment Style Quiz